June 8, 2026
AgencyIs Your Commercial Property Underinsured? How to Calculate True Replacement Cost
Underinsurance occurs when your commercial property insurance policy does not cover the full cost to rebuild or repair your property after a covered loss. This gap can occur if your coverage limits are based on outdated valuations, on market value rather than replacement cost or if recent improvements haven’t been factored in. In Florida, where hurricanes and severe weather are real risks, […]
